Tag Archives: V5 document

Top uses for your car in college

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There are a lot of things that you get to do while in college, and bringing your car with you is definitely one of them. After all, who wouldn’t want to have access to wheels whenever they choose to, for that party you wouldn’t miss for anything? However, most people would fear owning a car in campus in a bid to escape all the hassle that comes with it. But remember, there are seemingly lots of pros you could enjoy. Here is a list of some of the greatest benefits that should make you change your mind.

Alternative quick cash

When in college, being broke is part of what you will experience. However, you do not have to miss classes because you couldn’t afford tuition fee yet your car can bail you out. What’s more, you do not even have to sell it. Raise fast cash by using that sleekly black Ford you enjoy riding so much to get a logbook loan. It is simple and at the end of the day you still get to keep your car with the money in your account. You could garner up to £50,000. Just remember to carry your V5 document with you. Do not forget your identifications as well. Additionally, ensure you keep up with payments as you do not want to graduate with a damaged credit report.


Having a car in college will give you the chance to do new things and take that pretty girl for a date without difficulty. It is more likely that every once in a while you would want to get away from campus and go have some fun or do something out of routine. This is the moment your car becomes your hero. Unlike public transport, your car can take you anywhere you want. Be it to the beach to relax with friends, to the mountains for a hike or even to the next town to shop for cheaper commodities.

Independence and convenience

Getting home for the holidays doesn’t have to be hectic anymore; it can be done on your own time and convenience. You can kick expensive flights off the list, delayed trains and other transportation woes when you have a car in college.  What’s more, you can have your friends travel with you and enjoy a road trip along the way. To make the most out of the situation, have them pay for gas and make some extra money! Having a car will additionally open some professional doors for you as you can easily work or have an internship off campus. Though you can still do this without owning a car by using public transport, however, there’s no guarantee that you’ll always make it on time. Remember, more opportunities are available to mobile individuals. You can enjoy freedom and financial independence when still in college simply because of your car.


Your car can make you the favourite of many, so do not discount the fact that it can help you make friends. After all who would not want to be friends with someone who has access to fast, private and convenient transportation? However, before you take your car to college, ensure you have a ready way of dealing with moochers. Remember, many will borrow your car and even ask you to take them places. Be comfortable to be the bearer of bad news when you say no to people who want to make you their personal chauffer! Additionally, do not forget to charge some fee where necessary so as not to waste money on gas and some extra Euros in the process.

Smart ways to fund your kid’s education when unemployed

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When you need to pay for your kids school expenses including fees, sports and camp fees, being unemployed will definitely affect your ability keep up. Schools are very vigilant to maintain prompt payments and thus in times of reduced income, this can cause lots of stress. You could even be taken to court if you do not do anything about your kid’s arrears. However, you need not to worry as these top options will definitely help you sort this problem without breaking the bank.

Get a logbook loan

Being unemployed could have resulted in a very poor credit score which will frustrate your efforts to acquire a traditional loan while you wait to get back on your feet. That is why a logbook loan is all you need to raise a fast and wholesome amount of money. Lenders will not pay keen attention to your credit record as long as you are the legal owner of a roadworthy vehicle. The amount of money you borrow will depend on the value of your car. However, you can receive more if you show documentation for all the customisations and modifications you made. The good thing is that you still get to keep your car as usual and the lender only keeps the V5 document. However, you will risk losing your car if you default payments. Therefore ensure you have a payment plan before hand or talk to your provider in case you face difficulties meeting payments.

Contact the school for options

When you are finding it hard to pay school fees because you’ve been laid off from work, you may think of approaching the school for options. You will be surprised at the compassion the school might show during this period of financial difficulty especially if you have been loyal and prompt in paying previously. For instance, you could ask the school for relief for books or a waiver of the fees where applicable. Alternatively, negotiate a better paying arrangement with the school. Ensure you request for a more affordable plan that involves smaller payments as opposed to the one-time semester fees. This way you will ease off the pressure of the one-off semester fee demand.

Scholarships and Aid

Scholarships and education aid either by private entities or the government is one smart way you can settle the pressure of school expenses when unemployed. The good thing is that you will not be required to pay back. Therefore your child can go through school peacefully and you also don’t need to worry about high interest rates. Ensure you look for scholarships in areas that your kid has some good profile in. For instance, it could be through an academic, sporting or any cultural event. Just ensure that you involve the school as they can easily inform you of all the scholarships your son/daughter stands high chances of approval.