Even with the birthday parties you have to throw for your kids and all your friend’s baby showers, you can still save lots of money with resourcefulness and strategy. You don’t have to skimp on the things that matter anymore. If you want to be a lifelong saver for your family here, here are some of the best tips that will help you.
Map out menu plans
It is very important for you as a busy mom to have a menu plan if you want to save. First, having this plan will help you stick to the grocery list you make and avoid impulse purchases. Remember, budgeting alone will not help much. Therefore, in addition to your budget come up with a list of all the things you will need and purchase them in bulk. Ensure you check out coupons and sites that offer special deals and promos codes in as many stores as possible. Remember to go for quality and not just brands. Get all the pantry, non-perishables and frozen items such as meat all at once. You will definitely land into a good deal that will save you lots of dollars and time as well.
Start using logbook loans
In the case of an emergency that requires immediate cash do rush for a logbook loan as all you need is your car. For instance, compared to that payday loan you’ve been taking, a logbook loan is much cheaper with a low APR. What’s more is that you can set a loan term that you will be comfortable with. For instance, you will pay smaller monthly payments if you chose 24 months contracts than you would for a 12 month contract.
Escape credit checks with a logbook loan as that will be the last thing lenders will look at. Remember, your car is enough security since it can be repossessed if you fail to make repayments. Even if you are a full time mom with a poor credit score or none at all, you can get some wholesome amount by simply using your car against the loan.
Go for free fun
Save lots of cash by opting to host your son’s birthday at the public beach and try out some homemade menus. Not only will you save some extra bucks but you will also eat healthy. Additionally, there’s lots of free fun to be had in town so you do not have to shell out entertainment anymore just because you want to save. Opt for free family events listed in your local newspaper. However, there’s also nothing wrong with going for a vacation or splurging on a restaurant once in awhile. Just ensure you save enough before doing so.