Tag Archives: logbook loan

Tips for getting good value for your car from a Logbook loan

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Getting approved for a logbook loan is a walk in the park. After all, your credit history does not stand in the way, and all you need is to own a car plus be an adult citizen of the UK. What you need to worry about therefore is how you will increase your chances of receiving the highest value for your car regardless of its age. Whether you are driving a brand new sports car or an old one, you can still earn up to its maximum value if you use these few tips provided just for you in this article.

Make sure your vehicle is free of any other financial obligations

You will need to make sure that your motor vehicle is not on any other loan if you want to utilize its value for money. This is because even though some lenders might agree to offer you a loan, they will greatly reduce the amount you borrow so as to reduce the risk involved. Ensure you obtain permission from your current lender if you want to take out another loan. However, it is important to note that you will be released if your existing loan is almost cleared and its term coming to an end.

Keep it in good condition

It goes without saying that the better the condition of your car the higher the amount you get. For instance, if your car is brand new you can get up to its full value if you use it against the logbook loan you take. Remember, what every lender avoids is risk and a faulty old car is a risk they would rather not take. That is why you need to ensure you keep your car is perfect condition if you are to enjoy good money for its value. Ensure you carry with you authentic documents that prove you took good care of it. For instance, take with you receipts of any major customisations you made on the car recently. After all, these are the things that will escalate the value of your car above its origin price.

Do research

You will need to do thorough research if you are to get the best deal that will earn you more money. Remember, there are many logbook loan lenders that have sprouted everywhere; each with different APR rates. That is why you need to benchmark as many companies as you can. Good thing there are many sites everywhere on the internet such as Simple Logbook Loan. These sites will offer you great results just at the click of a button. While doing your research physically, avoid falling into the arguments of the brokers you meet at the lending shops. They are paid to sell and sell really hard thus they are just doing their job.  It will not auger well if you get into the very first deal you come across. Perhaps that’s why it’s better to search online and reduce the transactional noise experienced at local shops.

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Smart ways to fund your kid’s education when unemployed

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When you need to pay for your kids school expenses including fees, sports and camp fees, being unemployed will definitely affect your ability keep up. Schools are very vigilant to maintain prompt payments and thus in times of reduced income, this can cause lots of stress. You could even be taken to court if you do not do anything about your kid’s arrears. However, you need not to worry as these top options will definitely help you sort this problem without breaking the bank.

Get a logbook loan

Being unemployed could have resulted in a very poor credit score which will frustrate your efforts to acquire a traditional loan while you wait to get back on your feet. That is why a logbook loan is all you need to raise a fast and wholesome amount of money. Lenders will not pay keen attention to your credit record as long as you are the legal owner of a roadworthy vehicle. The amount of money you borrow will depend on the value of your car. However, you can receive more if you show documentation for all the customisations and modifications you made. The good thing is that you still get to keep your car as usual and the lender only keeps the V5 document. However, you will risk losing your car if you default payments. Therefore ensure you have a payment plan before hand or talk to your provider in case you face difficulties meeting payments.

Contact the school for options

When you are finding it hard to pay school fees because you’ve been laid off from work, you may think of approaching the school for options. You will be surprised at the compassion the school might show during this period of financial difficulty especially if you have been loyal and prompt in paying previously. For instance, you could ask the school for relief for books or a waiver of the fees where applicable. Alternatively, negotiate a better paying arrangement with the school. Ensure you request for a more affordable plan that involves smaller payments as opposed to the one-time semester fees. This way you will ease off the pressure of the one-off semester fee demand.

Scholarships and Aid

Scholarships and education aid either by private entities or the government is one smart way you can settle the pressure of school expenses when unemployed. The good thing is that you will not be required to pay back. Therefore your child can go through school peacefully and you also don’t need to worry about high interest rates. Ensure you look for scholarships in areas that your kid has some good profile in. For instance, it could be through an academic, sporting or any cultural event. Just ensure that you involve the school as they can easily inform you of all the scholarships your son/daughter stands high chances of approval.